Betting Against the AI Apocalypse: What Investors Really Should Be Focused On
The markets have been rattled in recent weeks not by earnings reports or interest rate decisions, but by fear — specifically fear of an AI-induced apocalypse. A speculative “doomsday” industry report from Citrini “Research” triggered a sharp sell-off in software and AI-linked stocks last week, wiping out billions in market capitalization almost overnight.
Where Should You Take Retirement Income From?
As clients transition from accumulating wealth to living off it, one of the most common questions we hear is “Where should I take money from first?” For many retirees, assets are spread across different account types—after-tax brokerage accounts, traditional IRAs, and Roth IRAs. Each account is taxed differently. The order in which you draw from them can significantly impact your lifetime tax bill, portfolio longevity, Medicare premiums, and even what you leave to heirs
The Santa Claus Rally & January Effect
In this week’s video blog we’re going to be talking about two of the most well known market anomalies. That would be the Santa Claus rally and the January effect. These trends in the market can be referred to as anomalies because the economists widely agree that markets are efficient.
DWM’s 4Q25/Full-Year 2025 “Da Cardiac Bears” Market Commentary: Volatility, Comebacks, & Execution in 2025
If there’s one team that captures the spirit of the markets in 2025, it’s the Chicago “Monsters of the Midway” Bears
Happy Holidays!
During this holiday season, we would like to thank you for your continued trust and partnership throughout the year. It has been a pleasure working with you, and we are grateful for the opportunity to support your financial goals.
We wish you and your loved ones a joyful holiday season and a happy, healthy New Year. We look forward to working with you in the year ahead.
Warmest wishes,
The DWM Team
AI’s Eventual Winner(s)?
Technological change is not new to markets, but the current wave of artificial intelligence (AI) and automation may be one of the most far‑reaching disruptions in decades. In a recent Prof G Markets conversation, economist Justin Wolfers argued that the coming transformation in productivity, jobs, and growth could be larger than most investors appreciate, even as markets focus intensely on a handful of companies becoming the eventual “AI winners.”
Is There an AI Bubble? A Balanced Look at Today’s Fears and Realities
Few topics spark as much debate today as whether artificial intelligence is driving a true economic transformation or inflating the next market bubble. Valuations have surged, investment in data centers and compute power is exploding, and companies are racing to secure the infrastructure needed to support AI. And yet, AI is also generating real profits and productivity gains—unlike many past tech manias.
Happy Thanksgiving
As we gather with family and friends this Thanksgiving, we want to take a moment to express our heartfelt gratitude to you—our valued clients and friends…
Celebrating Our Next Chapter: Welcome to the New DWM Website
Detterbeck Wealth Management’s new website is now launched, and it’s an occasion to celebrate DWM’s 25th year in business. DWM stands out as one of an elite group of wealth management firms in the country with true expertise in all three essential areas—financial planning, tax strategy, and investment stewardship—brought together in a collaborative “three-legged stool” approach that defines our service to clients in Chicago, Charleston, and across the country.
When Cybercriminals Pose as You: Lessons from a Sophisticated Fraud Attempt
In today’s digital world, even the most cautious and tech-savvy individuals can become targets of cybercriminals. Recently, one of our clients experienced a sophisticated email impersonation scam — a stark reminder that vigilance remains our best defense.